To send from OSMO to Binance the cheapest and fastest way is to transfer Quetzales through the Bitcoin lightning network to Binance. You can transfer your GTQ or USD balance from your bank account to OSMO (0% commission) and from there you send them through the Lightning network to Binance and they arrive in less than 5 seconds.

NOTE: You will notice a 2% commission. This is not a commission for sending, but for converting GTQ or USD to BTC. We want to make sending across platforms as easy as possible so we save you the time it would take to convert your GTQ or USD to BTC and do it for you, so you protect yourself from BTC volatility and send GTQ or USD to Binance without having to do the conversion manually.

Note that in Binance the funds will arrive as BTC and already there if what you want is USDT, you can convert it to USD without commission since Binance does not charge for converting between BTC & USDT. When you want to withdraw from Binance you do the reverse and withdraw to your bank account in Guatemala through OSMO.

To send from Binance to OSMO the cheapest and fastest way is to transfer BTC via the Bitcoin lightning network. You can transfer from your BTC balance on Binance and receive it as BTC (0% fee), GTQ or USD (2% fee) to your OSMO account and it arrives in less than 5 seconds.
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NOTE: you will notice a 2% fee if you turn on the auto-convert functionality. This is not a commission for sending, but for converting BTC to GTQ or USD. We want to make sending across platforms as easy as possible, so we save you the time it would take to convert the BTC you receive to GTQ or USD and do it for you, so you protect yourself from BTC volatility and receive GTQ or USD from Binance without having to convert manually. Note that in Binance the funds must come out of your BTC balance and you must send it through the Lightning network.

When you want to withdraw from Binance you do this process, receive it in OSMO and withdraw it to your bank account in Guatemala through OSMO.

🏦 Top up with cash deposit
- Maximum per transaction: Q10,000
- Minimum per transaction: Q50
- Maximum per day: Q10,000
- Maximum per month: Q40,000

🏦 Top up with bank transfer
- Maximum per transaction: Q60,000
- Minimum per transaction: Q50
- Maximum per day: Q60,000
- Maximum per month: Q200,000

📲 Shipments between OSMO users
- Maximum per transaction: Q20,000
- Maximum per day: Q50,000
- Maximum per month: Q200,000

🏦 Withdrawals to bank accounts
- Maximum per transaction: Q20,000
- Minimum per transaction: Q50
- Maximum per day: Q40,000
- Maximum per month: Q200,000

🏦 Top up with cash deposit
- Maximum per transaction: $1,280
- Minimum per transaction: $6.40
- Maximum per day: $1,280
- Maximum per month: $5,128

🏦 Top up with wire transfer
- Maximum per transaction: $7,692
- Minimum per transaction: $6.40
- Maximum per day: $7,692
- Maximum per month: $25,641

📲 Shipments between OSMO users
- Maximum per transaction: $2,564
- Maximum per day: $6,410
- Maximum per month: $25,641

🏦 Withdrawals to bank accounts
- Maximum per transaction: $2,564
- Minimum per transaction: $6.40
- Maximum per day: $5,128
- Maximum per month: $25,641

Bitcoin is a cryptocurrency, a type of digital money that operates independently of a central bank or government. Bitcoin is based on blockchain technology, which records all transactions on a network of computers around the world. This ensures transparency and security of transactions.

As for the results of investing in Bitcoin, it is important to understand that, like any investment, it comes with risks and the possibility of high volatility. The time to see results or when to withdraw depends on several factors, including:

‍Investment objectives: Some people invest in Bitcoin for the short term, looking to take advantage of price rises and falls to make quick profits. However, this is not easy. Others see it as a long-term investment, believing in the long-term growth potential of Bitcoin.

‍Bitcoin price: Bitcoin's value can go up and down. Imagine you buy Q10 worth of Bitcoin at a certain price. That is a fraction of Bitcoin (approx. BTC 0.00002135) This is like the stock market, if the price of Bitcoin goes up, the amount of Bitcoin you have does not change, but its value in Quetzales will increase. Now, if the price of Bitcoin goes down, its value in Quetzales will decrease.

Please note that we are not financial advisors and this information is for educational purposes only.

If you refer a new user to OSMO, both you and your referral receive $1.25 totally free. It works as follows 👇

Step 1: Send the invitation from your OSMO Wallet
Select the contact to refer, and a link will be sent to their phone number via SMS.

Step 2: Your contact must download OSMO Wallet
The SMS contains a link where they can download it.

Step 3: Your referral must create their account
Your referral must immediately register with OSMO using the phone number they received the SMS and complete verification in order to receive the benefit.

*Both users must be verified in OSMO Wallet.

Follow the steps below to recharge your wallet balance 👇
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1️⃣ To recharge your balance in Quetzales or Dollars, you must log in to your OSMO Wallet.
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2️⃣ Select the "Balance" screen and the "Recharge" option .
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3️⃣ Choose whether it is a Cash deposit or a Bank Transfer.
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4️⃣ Follow the flow instructions in the application.

Quetzales 🇬🇹
1. You can send Quetzales to other OSMO users, without any commission. You only have to look for them in the Friends screen, you can do it by entering their phone number or searching in your address book.

2. You can also send in Bitcoin from your balance in Quetzales, you only have to scan a Bitcoin QR and choose your balance in Quetzales.
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Dollars 🇺🇸
1. You can send Dollars to other OSMO users, without any commission. Just look for them in the Friends screen, you can do it by entering their phone number or searching in your address book.

2. You can also send in Bitcoin from your balance in Dollars, just scan a Bitcoin QR and choose your balance in Dollars.